Whether you are a first-time home buyer or looking into relocating to the Houston area, House of Rae Team can help you find a house that is the best fit for your requests.
Purchasing a property is an important transaction and probably the largest financial decision you will ever make. Having a clear sense of your reasons for buying will help you choose the right property.
Before contacting a real estate agent, get pre-approved for a loan in order to determine the amount you can afford. Apply to several lenders within a two-week period; this will not adversely impact your credit report.
Real estate agents are trained to connect people who want to buy and sell houses. A very good real estate agent will use his or her experience to find the right house for you — one that matches both your interests and your budget.
Research what you are looking for in a home. Look at the prices, design and location of homes in your preferred neighborhood. Visit open houses to get a sense of what's on the market and what you want in a new home.
Once you are ready to submit an offer, talk to your Realtor about the guidelines in your state. Most likely your representative will forward the offer directly to the seller's representative, who then decides whether or not to accept or reject it.
Before finalizing the purchase of a home, a buyer should determine the amount of money needed for a down payment, secure a home inspection and have a home energy audit completed. The contract should be contingent on the outcome of these inspections.
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